| Minimum | Maximum | ||
|---|---|---|---|
| Entry Age | 90 days completed | 65 years (Nearer birthday) | |
| Policy Term | 10 years | 25 years | |
| PPT | Same as Policy Term | ||
| Maturity age | 18 years Completed | 85 years nearest birthday | |
| Premium | Mode | Amount | No limit |
| Yearly | Rs. 40,000 | ||
| Half-Yearly | Rs. 22,000 | ||
| Quarterly | Rs. 12,000 | ||
| Monthly (NACH) | Rs. 4,000 | ||
| Premium Paying Modes | Yearly, Half Yearly, Quarterly, Monthly NACH | ||
| Investment Fund Types | Bond, Secured, Balanced, Growth | ||
| Annualized Premiums shall be payable in multiple of Rs. 1,000 for all modes. | |||
| Basic Sum Assured - (10* Annualized Premium), if Age is below 55 Years or ((7* Annualized Premium), if Age is above 55 Years. | |||
For Linked Accident Benefit Rider :
Benefit :
Death Benefit :On death Before the Date of Commencement of Risk: An amount equal to the Policyholder's Fund Value shall be payable
On death After the Date of Commencement of Risk: An amount equal to the higher of Basic Sum Assured or Policyholder's Fund Value shall be payable. Where, Basic Sum Assured is (10* Annualized Premium) or (7* Annualized Premium) as per Option Choosen
Accidental Death: Linked Accident Benefit Rider If this benefit is opted for, an additional amount equal to Accident Benefit Sum Assured is payable on death due to accident, provided the rider is inforce at the time of accident.
Maturity Benefit :- An Amount equal to Fund Value as on Date of Maturity is payable in a lump sum.
Guaranteed Additions :- Guaranteed Additions as a percentage of annualized Premium will be added in Policy after completion of duration in form of unit.